Loan Modification Programs

If you or someone you know is having problems making their mortgage payments or is facing foreclosure, PLEASE call me at 480-560-7688. There are options and we can help.

Home Rescue Programs

HRP Wholesale:

Credit Scores under 500 OK
DTI’s to 98%
No Employment Seasoning
Non-traditional Income Accepted
Current or foreseeable 60, 90 and 120 Lates
LTV’s to 150%
Chapter 7 and 13’s OK
NOD’s and Foreclosure in process OK
Property in Probate OK
Property currently listed for sale OK
S/E (no business license or CPA letter)
No Title seasoning required
No Green Card OK
NOO to 4 units
To $3MM

Programs:

Interest Rates 2.5% to 6.5%

Arrears are wiped out or added to existing principle

Fixed for 5, 30, 40 years

New Product Roll Out: Year 1 = 2.5%, Year 2 = 3.5%, Year 3 = 5.5%, Next 30 Years = Fixed

Principle reductions on 2nds of 50-80%

Principle reductions on 1st down to market value

All files are prequalified and underwritten before

payment is accepted!

97% Success Rate!

Company Credentials: Jim Richman

Former HUD Commissioner

Former Mayor and Councilman for Burbank City, CA

Former boardmember for American Red Cross

Former President of NOVA

Former Senior Banker for Coast Savings and Loan &

Pacific Thrift and Loan

Published author of Foreclosure articles for Scotsman Guide, Mortgage Originator and Broker Banker

Magazine….. the three leading financial magazines in the lender industry

Featured in Broker Banker Magazine as an expert in foreclosures.

Call me today at 480-560-7688 or complete the form below and I will contact you. Don't wait as time is the enemy. Don't be discouraged by what others are telling you. You DO have options!